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Chula Vista, California becomes model for blight control laws in the US

Tuesday, October 14, 2008

The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.

Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.

Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.

Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.

Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.

That kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.

As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.

Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”

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CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.

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Appliances: Choosing The Right Refrigerator For Your Kitchen

By Cathy Peterson

When you are looking to purchase a new refrigerator for your kitchen, there are several factors to consider. For most people, cost will be a factor. In addition, you will want to look at aesthetic factors that fit your kitchen’s style. Finally, what sort of things do you put into your refrigerator and what type will make them easiest to access?

Several different styles of refrigerators are available today. A side by side refrigerator, with the refrigerator portion on one side and the freezer next to it, can be good for spaces where you don’t have a lot of room for a large door to swing open. It is quite common to find ice and water in the door in these models as well, but they can also be more expensive than refrigerators with the freezer on either the top or bottom.

[youtube]http://www.youtube.com/watch?v=nUCuM5rmg1M[/youtube]

Refrigerators with a freezer either on the top or bottom are a good choice for efficiency of two kinds. They tend to be more energy efficient than side by side models, and they make for a more efficient use of space. Refrigerators with freezers on the bottom now often come with the option of having the freezer portion with either a swing out door or a pull out drawer, which most people seem to prefer. Some refrigerators with bottom freezers also have a French door option for the refrigerator portion, or two side by side doors to open the refrigerator instead of a single swing open door. These can be good for places with little door swing clearance and can make it easier to fit large items in and access more shelf space. If you have a large family or cook large items like casseroles or large cakes, this might be a good choice for you.

If looks are more your concern, there are two ways to go. One is with a counter depth refrigerator. Most refrigerators stick out farther than standard cabinets and counters. Counter depth refrigerators are made to stand flush with standard countertops, giving it the appearance of a built in refrigerator, but with less expense. The higher end option is to go with the true built in refrigerator, which is also flush with the countertop, but usually covered with a door that matches your cabinetry so it blends in better with the rest of your kitchen.

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Saskatchewan places moratorium on boar farming, says escaped boars should be killed

Saturday, March 14, 2009

At the Saskatchewan Association of Rural Municipalities (SARM) conference, a resolution was passed that encourages the Government of Saskatchewan, Canada to place a moratorium on specialty livestock farms raising wild boar. All wild boars that have escaped to roam wild should be killed, according to the resolution.

Agriculture Minister Bob Bjornerud endorses a ban on wild boar farming. The wild boar population is expanding exponentially. There are over 2,000 feral Sus scrofa swine roaming the prairies. Two litters of approximately 12 piglets are sired by each wild boar sow every year. The Saskatchewan Wildlife Federation (SWF) likewise passed a similar resolution at their 79th annual convention to urge the Saskatchewan Government to declare the wild boar as a nuisance species which can be killed on sight.

3% of farmed “wild” boars escape. Cells of wild boars are ravenous creatures killing and eating everything in their path. Horses, cows, and other livestock run from wild boars, breaking through fences in the process.

Ostriches, emus, llamas, alpacas, reindeer, wild boar, and fallow deer were amongst the animals introduced to farms in Saskatchewan during the agricultural diversification program in the late 1970s. Production of wild boars was promoted throughout the 1980s.

According to the Saskatchewan Agriculture and Food 2001 statistics, there were 150 wild boar producers raising approximately 15,000 and 20,000 head. Of these there were about 2,700 sows. On the 2006 Census of Agriculture, 401 farms reported 4,926 boars.

The boar’s red meat is an export commodity to Europe and Asia. The live breeding stock are also sold to trophy hunt ranches. Full blooded wild boar and hybrid crosses are raised.

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OhmyNews forum discusses experiences in citizen journalism

Thursday, June 30, 2005

Seoul —

The OhmyNews International Citizen Reporters’ Forum (see previous report) concluded on Saturday with several speeches and a visit to sponsoring companies in South Korea’s technology sector. Some invited “citizen reporters” from around the world extended their stay by several days to tour the country. Since the conclusion of the conference, presentations and transcripts have been published on the OhmyNews web site. [1]

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Fire burns home of late singer Johnny Cash

Wednesday, April 11, 2007

A fast-moving fire engulfed the home of late singer Johnny Cash on Tuesday. The lake-side home, located in Hendersonville, Tennessee, was the home of the late singer and his wife, June Carter, from the late 1960s until their deaths in 2003.

The home was purchased by former Bee Gees singer Barry Gibb in 2006, and was undergoing renovations at the time. The cause of the fire is unknown at this time, but it is believed that a flammable wood preservative that construction workers had applied contributed to the speed in which the flames spread. Firefighters responded within 5 minutes of the fire breaking out. No workers were killed in the fire, but one firefighter suffered minor injuries.

“Maybe it’s the good Lord’s way to make sure that it was only Johnny’s house,” said Richard Sterban of The Oak Ridge Boys, who lived down the road from Cash. Neighbor Marty Stewart said “So many prominent things and prominent people in American history took place in that house—everyone from Billy Graham to Bob Dylan went into that house.” The home was where Cash wrote many of his hit songs, and appeared in the Cash music video for “Hurt“.

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Finding The Right Medical Jobs

People are always looking for new jobs, but they sometimes look beyond their reach. This is one of the first aspects you will deal with when you are going to use a regular job site so you can find a position in a specific field. If you do not want to deal with bogus competition for certain jobs, you have to find sites that specialize in your field.For instance, if you are looking for medical jobs, should you turn to a regular site to find a position that will meet your demands? Should you deal with all the other people that will apply for the same job even if they do not have the skill or the training for it? If you are looking for accurate results, you have to use specialized sites for the task.A site that specializes in medical jobs from secretaries to brain surgeons will always filter through the results you will get. If you turn to a regular job site, you will get the wrong impression that there are many other people who are up for the same challenge. In reality only a very small part of the applicants will be called at an interview for the job.If you will turn to a site that specializes in ads for medical jobs will keep the bogus competition away. This is where you will only find people who have been trained for a position in a medical office or the ones that already have the experience needed for the task. This is where you will find out how many other candidates you will compete with.One of the things you have to keep in mind is that you do not have to go through med school so you can occupy medical front office jobs. You will need a little more training than just a regular secretary course, but you will need to focus on your skills before you will apply. This is going to play the most important role in the decision you make.If you know the terms you will deal with and you have excellent skills when it comes to organization, the medical front office jobs will be available on the spot. Once you find the positions that will meet your demands, you should apply and then you must wait for their call. If they like your resume they will surely organize an interview for you.Always be sure to include all the right details that will help you get the medical front office jobs. The experience you have in the field and the training you have been through so you can occupy such a position should be at the top of the list. There are several other aspects that might help you get the interview, but pointless details will not have any impact on the employers. The site of doctorcpr.com will help you connect with the offices that are hiring.

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City of Edinburgh Council seek to improve local music scene

Tuesday, November 18, 2014

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Yesterday evening saw the Usher Hall in Edinburgh host a meeting between representatives of the City of Edinburgh Council (CEC) and the local rock and pop music scene. The meeting was dominated with local musicians’ complaints over the “zero tolerance” policy Edinburgh is viewed as having adopted towards amplified music.The meeting began with the leading panel — Norma Austin Hart, vice-convener for Culture and Sport; John Stout, promoter from Regular Music; Kevin Buckle, of local store Avalanche Records; and Karl Chapman, manager of the Usher Hall — introducing themselves and outlining the purpose of the meeting. This being best-summarised as a desire to emulate the vibrant music scene of places as far-flung as Austin, Texas and Sydney, Australia.

Councillor Hart indicated officials from Austin had already offered to get involved in improving the live music scene in the city; although none were present from Austin, US-born local musician Pat Dennis provided his frank opinion on where Edinburgh fails to nurture the local music scene: that failure to support a grass-roots, small venue, music scene prevents the city being capable of organising events similar to Austin’s South by Southwest festival outwith August, when Edinburgh hosts the Festival and Fringe.

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Coming in for the lion’s share of criticism, staff from CEC’s Licensing Board were visibly uncomfortable when the topic of the “single complainant” was brought up time and time again. Unlike any other business within the city, or residential properties, noise pollution within premises permitted to sell alcohol is not managed by environmental health staff. That responsibility is bundled with the alcohol license, which leaves publicans fearful that their premises will be forced to close if they do not comply with demands to cease use of any amplification, or hosting live music. This was characterised as a ‘tyranny of the minority’, a most-undemocratic approach where one person — for example, recently moved into a property adjacent to a long-established premises hosting live music — could force the closure of a business which has hosted local talent for 30+ years.

Taking heed of the strength of feeling from the majority present, Councillor Hart made a number of personal commitments towards the end of the meeting. Those included setting up a working group, Music is Audible, to look at how the council could better work with venues, and to have a follow-up meeting in March next year.

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Surgeons reattach boy’s three severed limbs

Tuesday, March 29, 2005A team of Australian surgeons yesterday reattached both hands and one foot to 10-year-old Perth boy, Terry Vo, after a brick wall which collapsed during a game of basketball fell on him, severing the limbs. The wall gave way while Terry performed a slam-dunk, during a game at a friend’s birthday party.

The boy was today awake and smiling, still in some pain but in good spirits and expected to make a full recovery, according to plastic surgeon, Mr Robert Love.

“What we have is parts that are very much alive so the reattached limbs are certainly pink, well perfused and are indeed moving,” Mr Love told reporters today.

“The fact that he is moving his fingers, and of course when he wakes up he will move both fingers and toes, is not a surprise,” Mr Love had said yesterday.

“The question is more the sensory return that he will get in the hand itself and the fine movements he will have in the fingers and the toes, and that will come with time, hopefully. We will assess that over the next 18 months to two years.

“I’m sure that he’ll enjoy a game of basketball in the future.”

The weight and force of the collapse, and the sharp brick edges, resulted in the three limbs being cut through about 7cm above the wrists and ankle.

Terry’s father Tan said of his only child, the injuries were terrible, “I was scared to look at him, a horrible thing.”

The hands and foot were placed in an ice-filled Esky and rushed to hospital with the boy, where three teams of medical experts were assembled, and he was given a blood transfusion after experiencing massive blood loss. Eight hours of complex micro-surgery on Saturday night were followed by a further two hours of skin grafts yesterday.

“What he will lose because it was such a large zone of traumatised skin and muscle and so on, he will lose some of the skin so he’ll certainly require lots of further surgery regardless of whether the skin survives,” said Mr Love said today.

The boy was kept unconscious under anaesthetic between the two procedures. In an interview yesterday, Mr Love explained why:

“He could have actually been woken up the next day. Because we were intending to take him back to theatre for a second look, to look at the traumatised skin flaps, to close more of his wounds and to do split skin grafting, it was felt the best thing to do would be to keep him stable and to keep him anaesthetised.”

Professor Wayne Morrison, director of the respected Bernard O’Brien Institute of Microsurgery and head of plastic and hand surgery at Melbourne’s St Vincent’s Hospital, said he believed the operation to be a world first.

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Review Local Bookkeepers: How To Locate Bookkeeping Services?

By Ryan Pauline

In any form of business, bookkeeping is considered to be very important. It is because of its usefulness in tracking the finances and transactions of the business. If you wish to make sure that your business operates in a very smooth manner, you need to consider hiring the best bookkeeper in your area. In order for you to obtain an absolute guarantee that you will be choosing the best bookkeeper, it is important for you to review local bookkeepers. You have to do this in order for you to find the most loyal and reliable bookkeeper in your area. Through this, you will have an assurance that everything related to your finances is recorded and reported securely.

When you review local bookkeepers, it is important for you to first determine the specific bookkeeping needs of your business. You have to know exactly what kind of service your business needs so you will be able to easily identify the best possible options for you. Any bookkeeping software usually provides basic accounting functions like general ledger, accounts payable, accounts receivable and cash functions but depending on the type of industry that you have, you may require more accounting functions. So it is important for you to find out what specific functions your business requires in order for you to pick the best choice.

[youtube]http://www.youtube.com/watch?v=jmY_N-eYvDo[/youtube]

It is also advisable for you to study the associated costs once you review local bookkeepers. If you wish to look for affordable bookkeeping software, make sure that you exercise extreme caution. You should also know that learning the bookkeeping software that you have chosen and the training costs involved once you start training your accounting staff is usually more expensive than the initial purchase cost of the software. Because of this, you have to prepare a substantial amount to ensure that the software will work to your best advantage.

It is also important for you to deal with a bookkeeper who is willing to give you immediate support when you need it. This means that when you review local bookkeepers, you should spend some time asking each of them if immediate support can be expected from them if ever problems arise. You should make sure that you will be dealing with a bookkeeper who can offer support to you 24/7. You cannot risk your files being damaged once you encounter problems while working with the software.

It is also important for you to find a local bookkeeper who is a known expert in the field of bookkeeping and accounting. Since your business contains sensitive financial information, it is important for you to hire an expert bookkeeper and to purchase reliable and effective bookkeeping software. This will be useful in ensuring that all your transactions are recorded securely. So when you review local bookkeepers, make sure that you look into the training and expertise of each of your options. You should not allow impulsiveness to govern your decision when looking for the best bookkeeper in your area. Once you choose an expert bookkeeper with extensive training, you will have a guarantee that all your business transactions and data are safe. You can also expect to obtain the most reliable and accurate financial information out of using your chosen bookkeeping software.

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FEMA accused of misusing trained disaster workers as public-relations workers

Monday, September 12, 2005

The Federal Emergency Management Agency (FEMA) is being criticized for misallocation of personnel in the wake of Hurricane Katrina. FEMA representatives said they requested volunteers from fire departments around the U.S., to handle its community relations campaign. However, a document FEMA sent to local fire departments asked for firefighters with very specific skills and who were capable of working in “austere conditions”. Fire departments around the nation responded by sending crews to the FEMA staging ground in Atlanta. Some of these crews were unaware that they were only going to be used for public relations work. Others, however, merely hoped that FEMA would allocate them to rescue and damage control operations once it saw their qualifications.

The firefighter’s objections are particularly poignant as one of FEMA public relations training seminars coincided with New Orleans Mayor Ray Nagin plea for firefighters on national television, to relieve his own exhausted crews. It is unclear if FEMA’s request for firefighters prevented any municipalities from responding to Mayor Nagin’s request.

Some firefighters have objected to their use as FEMA public relations officers because their municipalities must bear the cost of their salaries, as well as endure reduced firefighting capacity. FEMA has stated that it sought to use firefighters to avoid background checks required of federal employees.

Firefighters began receiving their assignments Monday, September 5th. Among these was a crew of 50 assigned to tour the devastated areas with President Bush and the press.

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